The recession is coming, here is how to prepare for your financial safety.

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Today I wanted to discuss what we should do, and what we shouldn’t do in the context of money - right now, considering there is a real chance that we’re about to enter an economic recession.

Recently I got news that my parents were laid off along with everyone else in my immediate family. If you were laid off the first thing you need to do is set up your unemployment benefits.

Once you've set up some passive income if you don't have a job, here are 5 things to avoid doing with your money and investing right now.

#1 Do not move your money from your bank account into a mattress. Don’t cash out your money and put it somewhere, it’s not going to help. In fact, it’s going to put your money in a more risky situation if something happens to your house. Your bank should be FDIC insured which means even if it goes under, which most likely it will not, your money will still be insured up to the legal limit of $250,000 and you’ll be fine.

#2 Do not sell your investments and do not touch your retirement accounts. At the end of the day, the stock market can recover just as quickly as it fell and no one knows or can predict the stock market bottom when investing.

#3 if you need money for the next 3 to 6 months like my parents, do NOT INVEST, pause contributing to any retirement accounts, unless you have enough to cover for your expenses because it’s likely the market will continue to fall as the layoffs get worse. Be careful contributing to your retirement account (beyond employer contribution matching) only to realize that money could have been useful to pay your bills because you just got laid off. It may not make sense to withdraw your money because it lost a significant portion of it’s value so hope for the best, plan for the worst.

#4 Avoid scams. There is an influx of people posing as the CDC, the IRS, or people promising to have new investment opportunities ajljljnd while you're staying home, you will receive suspicious looking emails asking you for money, your login details, and you want to use caution and be extremely careful.

Here is what you do want do with your money:

#1 Build an emergency fund. Hopefully after watching my channel you already have one but if not, NOW is the time to build one. You need 3 - 6 months of cash stock piled to pay your monthly necessities. 6 - 9 months if you want to be conservative. You can do this by reducing your expenses and cutting out unnecessary spending.

You can also do this by selling off unnecessary goods and luxury items you may have that you’re not using. You can also do this by taking on side hustles like driving Uber, Uber Eats, postmates, task rabbit, and my personal favorite, Airbnb. If you’re out of a job, your time is crucial, don’t treat it like an extended vacation. Don't take on extra debt.

#2 While you're doing the above, track each dollar with apps like Mint, or Personal Capital to see where your money is going then ask yourself if you can cover your debts for the next few months if you don't have a job. If you cannot, it's important to call your banks and credit cards and ask them about any relief programs you can take advantage of. In the case of real estate and your house, if there is nothing available, the last resort is to ask for "forbearance".

Here are links and resources to help you get through these tough times.

Unemployment Resources by State:
https://www.reddit.com/r/perso....nalfinance/comments/

Tax Payment Extended Until July:
https://www.irs.gov/newsroom/p....ayment-deadline-exte

Mortgage Payments:
https://www.cnbc.com/2020/03/1....8/what-to-do-if-you-

Forgiveness from Credit Cards and Banks: https://www.bankrate.com/finan....ce/credit-cards/issu

Non profit financial counseling: www.nfcc.org

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SSundee - Minecraft UHC But EVERYONE is *TINY*
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Have you ever stubbed your toe and felt a throbbing pain surge through your body? We certainly can relate, but what if there was a way to manage the pain, and almost make it disappear? In today's amazing video we're looking at some real training techniques you can use to become a zen master and channel your pain right out of your body.

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Ciao ragazzi eccomi con una nuova Routine e questa volta voglio mostrarvi tutto quello che faccio nella mia Home Workout Routine! XOXO by Super Anto! :)

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"Girls Like You” is out now.
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Music video by Maroon 5 performing Girls Like You. © 2018 Interscope Records

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How to stand CORRECTLY to the golf ball

In this video Rick Shiels PGA Golf Professional shows you how to set up and stand CORRECTLY to the golf ball in order to hit the golf ball longer, hit the golfer ball straight and to lower your golf handicap & lower your golf scores!

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Hi I’m Rick Shiels, welcome to my channel RickShielsPGAGolf. This YouTube channel is designed to help you play better golf, also to help you enjoy your golf more!

I specialise in golf club reviews, golf club unboxing, golf club news, golf club head to heads, and all about golf clubs.

I also want to make you play better golf by providing coaching video on all topics about golf, how to fix your slice, fix your hook, help you drive the golf ball longer, hit your irons more pure, hit your irons closer to the hole and help you draw and fade your golf shots.
I will also help you lower your score by chipping better by stopping you duff and thin chips, pitch the ball closer and also create backspin. Also I will provide you help to putt better and hole more putts!

On this channel I also make fun and entertaining golf content based on crazy and sometimes “gimmicky” golf clubs. I like to cut through the marketing hype about products and I like to give you the honest truth about golf equipment.

If you enjoy the channel make sure you hit subscribe and also tap the notification bell so that you are always notified when I release a new video.

Check out all the places seen in this video: https://www.touropia.com/best-....places-to-visit-in-u

Comprised of 50 states, the USA occupies an area that’s only just marginally smaller than Europe. It’s in this vast country that you will find an unbelievably diverse array of natural landscapes, cityscapes, people and cultures. From the tropical islands of Hawaii to the desert landscape of the Grand Canyon, as well as the multicultural cities such as Chicago and New York City, you’ll never be stuck for destinations to discover. Here’s a look at the best places to visit in the USA:

An owl is cute and funny. Owls are awesome. Check out these funny owls and cute owls in this funny and cute owl videos compilation.

Daily Beetle by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)
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Episode 126💕 enjoy watching this flppin cute video!!

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⚠️ All clips are not owned by this channel, credits goes to all tiktok creators in the video.

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😍Watch more of the cutest animals: https://youtube.com/playlist?l....ist=PLRwSuyVvBvzvtvZ

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Music used from Kevin MacLeod (incompetech.com)
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▶Note: All of these videos are used with permission from the original video owner or used under agreement from our licensing partners. For any inquiries, please email: youtube@cutestanimals.world

#Animals #Cute #Dogs #Cats #Babies #Adorable

#Hridayam #PuthiyoruLokam #VineethSreenivasan #PranavMohanlal #KalyaniPriyadarshan #DarshanaRajendran #VisakhSubramaniam #HeshamAbdulWahab #MerrylandCinemas

Song: Puthiyoru Lokam
Song composed, arranged and programmed by Hesham Abdul Wahab
Sung by Vimal Roy and Bhadra Rajin
Lyrics by Kaithapram
Additional Vocals by Suroor Musthafa, Sara Maria Rose,
Adwaith B Kumar and Amrutha KS

Song mixed by Harishankar V at My Studio (Cochin)
Mix assisted by Akshay Kakkoth
My Studio sessions managed by Murali Krishna Nair

Song mastered by Biju James at Inspired One Studios (Chennai)
Mastering Assistants - Abin Ponnachan and Kelvin Mathew

Recordings Engineers - Sai Prakash, Omer Avci, Antony, Hesham, Pg Ragesh, Avinash Sathish, Nandhagopan, Amal Mithu Anitha, Midhun V Dev, Shiju Ediyatheril, Sanju Arakkal, Sree Shankar, Biju James, Lijesh and Roopesh

Recording Studios - My Studio (Cochin), K7 Studios (Cochin), Krishna Digidesign (Chennai), 20db Studio (Chennai), VGP Studios (Chennai), Omer Avci Studios (Istanbul), Audiogene Studio (Cochin), Muzik Ministry Studios (Cochin), Voice and Vision (Chennai), Sapthaa Records (Cochin)

Additional Audio Technical Assistance by Sai Prakash, Bibin Ashok, Vipin Lal and Vishnu Raj
Musicians/Singers coordinated by KD Vincent

Film: Hridayam
Starring: Pranav Mohanlal, Kalyani Priyadarshan, Darshana Rajendran
Directed by Vineeth Sreenivasan
Produced by Visakh Subramaniam
Banner: Merryland Cinemas
Executive Producer: Sitara Suresh
Co-Producer: Noble Babu Thomas
Music: Hesham Abdul Wahab
DOP: Viswajith Odukkathil
Editor: Ranjan Abraham
Production Controller: Shafi Chemmad
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Costume Designer: Divya George
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Thrills: Mafia Sasi
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Lyrics: Kaithapram, Arun Alat, Bulleh Shah, Guna, Vineeth
Stills: Bijith Dharmadam
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NewJeans (뉴진스) 'New Jeans' Official MV

Producer: MIN HEE JIN
Music Video Director: Youngeum Lee

THE POWERPUFF GIRLS and all related characters and elements © & ™ Cartoon Network. (s23)
© 2023 ADOR. All Rights Reserved.

Connect with NewJeans

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#Time_to_NewJeans
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Selamlar dostlar! Yeni mod geldi, kimsenin bilmediği ve rakiplerinizi şaşırtabileceğiniz efsane tatik ile ekiplerin üzerine rushladık! Keyifli seyirler...

En uygun Uc satın alımı için kayıt olabilirsiniz: https://www.foxepin.com/regist/Vural-Üzül
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BANA BURADAN ULAŞABİLİRSİNİZ

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Videoyu izlerken eğlendiysenizz nee mutlu bize :) Yavaş yavaş büyüyen bi ailemiz var YouTube'de ve 1.000.000 Aboneye ulaştık bunun için hepinize canı gönülden teşekkür ediyorum , abone olmayanlarıda olmaya bize katılmaya davet ediyorum çünküü ilerde çok daha eğlenceli videolarla kaliteli içeriklerle sizlerle olucaz :) Destekleriniz bizim için büyümemiz için çooook önemli 🏋️‍♀️🏋️‍♀️

♕ ÇOK ÖNEMLİ NOT : İSTEK VE ÖNERİLERİNİZİ,KENDİ FİKRİNİZ İLE OLUMLU,OLUMSUZ DÜŞÜNCELERİNİZİ BİZLERLE YORUM YAPMA KISMINDAN PAYLAŞMAYI UNUTMAYIN.
► Bize destek olmak için (beğendiyseniz) beğen butonuna basmayı lütfen unutmayın. 👍

► Yeni videolardan bildirim almak ve haberdar olmak için 🔔 ZİL butonuna basarak bildirimleri açabilirsiniz.

►Bu ve bunun gibi yepyeni içerikler,çok ama çok eğlence dolu videolar için 'ABONE OLMAYI' unutmayın!!!

Follow along to these stretches to get your front splits fast! Perfect for beginners or anyone trying to get flexible legs ♡

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Tools on my bench from Carlyle- http://www.carlyletools.com/MarkRober/

Those of us who suffer from seasonal allergies and hay fever don't really look forward to spring anyway, but thanks to the onset of the COVID-19 coronavirus, every cough, sneeze, or sniffle has become a reason for us, and those around us, to worry.

But doctors like Greg Poland, an infectious diseases professor at the Mayo Clinic and director of the Mayo Clinic's Vaccine Research Group, tells CNN that there is a noticeable difference between a seasonal allergy and the coronavirus, particularly if you're experiencing the same symptoms that you do every year. Poland says,

"The issue with seasonal allergies is that they affect the nose and eye. They tend to be nasal, and most symptoms are localized to the head, unless you also experience a rash. The flu and the novel coronavirus, these affect other systems and the lower respiratory tract. You probably won't have a runny nose, but what you might have is a sore throat, a cough, a fever or shortness of breath."

But bear in mind that not all shortness of breath can indicate coronavirus, because while allergies might not normally trigger a shortness of breath, they could if you have asthma.

Dr. Maria Teresa Camacho, the medical director of a pediatric intensive care unit, tells CBS that allergy sufferers shouldn't also expect to see their body temperatures go above normal range. She told the outlet,

"[With] allergies you don't have a fever and usually they are seasonal allergies, you know it's not all the time. You have congestion, but you don't have a fever and body aches."

Business Insider reports that someone with the virus will have a fever, dry cough, shortness of breath, will sometimes have headaches, aches and pains, a sore throat, and fatigue; but there won't necessarily be any diarrhea and a runny nose is rare. There is no sneezing.

Symptoms of a common cold include aches and pains, a sore throat, runny nose, and sneezing. Symptoms of a flu include a fever, a dry cough, headaches, aches and pains, a sore throat, and fatigue. And the most common allergy symptoms are a runny nose, sneezing, and shortness of breath.

It may be a bit more of a challenge to work out the differences between COVID-19, a cold, and a flu though, because as Poland says in a separate interview with CNBC that the cold and flu have similar symptoms to the coronavirus. But if you have all the flu symptoms and you can't breathe, it may be a good idea to get tested as quickly as possible if you're able. NBC News medical correspondent Dr. John Torres calls it a "tell-tale sign":

Sandra Kesh, a New York-based infectious disease expert tells CNBC,

"Based on what we know so far, [for most people] it will probably be like when you're laid up in bed with the flu. You'll start to feel sick, symptoms get worse until they peak, and then they gradually go away."

The WHO has said that coronavirus, unlike allergies, can go from mild or moderate to severe very quickly. Poland tells CNN,

"If you have an acute case of coronavirus or flu, you will feel so tired, so achy, you'd basically be driven to bed. Everybody would see the difference. Allergies may make you feel tired, but they're not going to cause severe muscle or joint ache."

The infection usually starts in the nose, and once the virus is inside your body, it attacks the cells that protect your respiratory system. If the virus stays in the region of your upper airway, then Jeffery Taubenberger, who has studied infection in Spanish flu victims, tells Fortune that you're not likely to get as sick. But if it goes down your windpipe and into your lungs, it can cause pneumonia; it can also trigger your body's immune system, which is capable of creating more damage. Taubenberger says,

"Your body is immediately trying to repair the damage in the lung as soon as it's happening. Normally, if this goes well, you can clear up your infection in just a few days."

The downside to your body healing itself so efficiently is that your immune system ends up damaging the cells responsible for protecting the lower respiratory tract, and as a result, Taubenberger says the lungs become vulnerable to a second bacterial infection caused by germs that normally live in our noses, throats, and in mechanical ventilators.

Bottom line? Monitor your symptoms carefully, and take all necessary precautions to prevent potentially spreading disease to others, including maintaining social distancing and regularly washing your hands thoroughly. Symptoms vary from person to person, but if you're getting worse instead of getting better over the course of a few days, seek medical attention.

#Coronavirus #Flu #Allergies

Read full article: https://www.thelist.com/194557..../how-to-tell-if-its-

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