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Live coverage from USA TODAY after former Vice President Joe Biden is declared the winner of the 2020 Presidential Election.
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The recession is coming, here is how to prepare for your financial safety.
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Today I wanted to discuss what we should do, and what we shouldn’t do in the context of money - right now, considering there is a real chance that we’re about to enter an economic recession.
Recently I got news that my parents were laid off along with everyone else in my immediate family. If you were laid off the first thing you need to do is set up your unemployment benefits.
Once you've set up some passive income if you don't have a job, here are 5 things to avoid doing with your money and investing right now.
#1 Do not move your money from your bank account into a mattress. Don’t cash out your money and put it somewhere, it’s not going to help. In fact, it’s going to put your money in a more risky situation if something happens to your house. Your bank should be FDIC insured which means even if it goes under, which most likely it will not, your money will still be insured up to the legal limit of $250,000 and you’ll be fine.
#2 Do not sell your investments and do not touch your retirement accounts. At the end of the day, the stock market can recover just as quickly as it fell and no one knows or can predict the stock market bottom when investing.
#3 if you need money for the next 3 to 6 months like my parents, do NOT INVEST, pause contributing to any retirement accounts, unless you have enough to cover for your expenses because it’s likely the market will continue to fall as the layoffs get worse. Be careful contributing to your retirement account (beyond employer contribution matching) only to realize that money could have been useful to pay your bills because you just got laid off. It may not make sense to withdraw your money because it lost a significant portion of it’s value so hope for the best, plan for the worst.
#4 Avoid scams. There is an influx of people posing as the CDC, the IRS, or people promising to have new investment opportunities ajljljnd while you're staying home, you will receive suspicious looking emails asking you for money, your login details, and you want to use caution and be extremely careful.
Here is what you do want do with your money:
#1 Build an emergency fund. Hopefully after watching my channel you already have one but if not, NOW is the time to build one. You need 3 - 6 months of cash stock piled to pay your monthly necessities. 6 - 9 months if you want to be conservative. You can do this by reducing your expenses and cutting out unnecessary spending.
You can also do this by selling off unnecessary goods and luxury items you may have that you’re not using. You can also do this by taking on side hustles like driving Uber, Uber Eats, postmates, task rabbit, and my personal favorite, Airbnb. If you’re out of a job, your time is crucial, don’t treat it like an extended vacation. Don't take on extra debt.
#2 While you're doing the above, track each dollar with apps like Mint, or Personal Capital to see where your money is going then ask yourself if you can cover your debts for the next few months if you don't have a job. If you cannot, it's important to call your banks and credit cards and ask them about any relief programs you can take advantage of. In the case of real estate and your house, if there is nothing available, the last resort is to ask for "forbearance".
Here are links and resources to help you get through these tough times.
Unemployment Resources by State:
https://www.reddit.com/r/perso....nalfinance/comments/
Tax Payment Extended Until July:
https://www.irs.gov/newsroom/p....ayment-deadline-exte
Mortgage Payments:
https://www.cnbc.com/2020/03/1....8/what-to-do-if-you-
Forgiveness from Credit Cards and Banks: https://www.bankrate.com/finan....ce/credit-cards/issu
Non profit financial counseling: www.nfcc.org
To start using Tab for a Cause, go to: http://tabforacause.org/minuteearth2
We’ve changed - and standardized - the way diseases get named because the old way was often stigmatizing and confusing.
Thanks also to our Patreon patrons https://www.patreon.com/MinuteEarth and our YouTube members.
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To learn more, start your googling with these keywords:
Coronaviruses (CoV): a large family of viruses that cause illness ranging from the common cold to more severe diseases such as COVID-19.
Coronavirus Disease 2019 (COVID-19): an infectious disease caused by a new strain of coronavirus that was discovered in 2019 and named a pandemic in 2020.
2009 H1N1 Flu: a pandemic disease that emerged in 2009 caused by the H1N1)pdm09 virus, which was different from any other influenza strain circulating at the time.
World Health Organization (WHO): an organization that directs and coordinates international health within the United Nations system.
1918 Flu: often referred to as the “Spanish flu,” the 1918 influenza pandemic was the most severe pandemic in recent history and caused by an H1N1 virus. There are competing theories for its place of origin, but public health experts agree it did not actually originate in Spain.
Acquired Immune Deficiency Syndrome (AIDS): a spectrum of conditions caused by infection with the human immunodeficiency virus (HIV). It was first named “gay-related immunodeficiency disease (GRID),” despite the fact anyone, regardless of sexuality, is susceptible.
Stigma: a mark of disgrace associated with a particular circumstance, quality, or person.
Pandemic: the worldwide spread of a new disease.
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If you liked this week’s video, you might also like:
Learn more about social stigma associated with COVID-19: https://www.who.int/docs/defau....lt-source/coronaviru
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Video Illustrator and Director: Ever Salazar (@eversalazar)
With Contributions From: Henry Reich, Alex Reich, Peter Reich, Sarah Berman, Arcadi Garcia Rius
Music by: Nathaniel Schroeder: http://www.soundcloud.com/drschroeder
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References:
Ballantyne, C. "Will Egypt’s plans to kill pigs protect it from swine—sorry, H1N1 flu." Sci Am News Blog https://blogs.scientificameric....an.com/news-blog/wil (2009).
World Health Organization. "World now at the start of 2009 influenza pandemic." http://www.who.int/mediacentre..../news/statements/200 (2009).
Centers for Disease Control and Prevention. "The 2009 H1N1 pandemic: summary highlights, April 2009-April 2010." Official Online Article Published by the Centers for Disease Control 4 https://www.cdc.gov/h1n1flu/cdcresponse.htm (2010).
Selyukh, A. "Pork industry still reeling from swine flu.” ABC News https://abcnews.go.com/Busines....s/pork-industry-reel (2009).
World Health Organization. "Naming the coronavirus disease (COVID-19) and the virus that causes it" https://www.who.int/emergencie....s/diseases/novel-cor (2020).
World Health Organization. "World Health Organization Best Practices for the Naming of New Human Infectious Diseases" https://apps.who.int/iris/bits....tream/handle/10665/1 (2015).
🥚 CLUB CHICKEN (Episode 1) https://youtu.be/a34xtL1PeOo
🐣 TRAP CHICKEN (Ep.2) https:///youtu.be/QebFejZDwKY
🐤 ROCK CHICKEN (Ep.3) https://youtu.be/XZ57QnnSOhg
🐓 TROPICAL CHICKEN (Ep.4) https://youtu.be/_uozq5E8ifs
🐔 NEW EP https://www.youtube.com/playli....st?list=PLoO8l0BJX3h
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🎵 Chicken Hearted EP
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🎵 4 NEW CHICKEN SONGS here:
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2) On Spotify https://goo.gl/dNKAeK
3) On Google Music https://goo.gl/z8cNwt
GAME on PlayStore! https://goo.gl/nrF87Z
J.Geco - Chicken Song
*this video was called Chicken Song - [Geco Remix].
Original Geco Remix.
President Trump said that anybody who wants a COVID-19 test can get one. NBC News’ Alexa Liautaud explains the step-by-step process to getting tested for the virus, and why some people are hitting roadblocks.
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How To Identify Early Symptoms Of COVID-19 | NBC News NOW
hello dummies ❤️
Welcome to the ultimate guide to finding your style. In this video, we cover not only tips on finding your own personal style but also ways you can utilize your own wardrobe. I really hope you guys enjoyed watching, this was a fun one to make hehe
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HOW TO FIGHT CORONAVIRUS
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Stay safe out there 👍
Everything you need to know about the stock market crash and how to invest your money right now
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I started investing in 2014 with the free Robinhood app, worked to save money, made a ton of sacrifices so I could finally start investing and watch my money grow and now - I just lost over $60,000 in about 30 days as the market just had it’s WORST DAY since 1987. Would you panic at this point? Would you sell your stocks?
In TODAY’s video I want to talk about what I’m doing as a dividend investor because the Fed is about to inject 1.5 TRILLION DOLLARS into the economy to save the market from completely disappearing, I’ll show you what my portfolio is doing specifically, as a breakdown along with my income to see how I’ve been affected during this stock market crash and by sharing my story, I hope I can give you some insight, some confidence to keep going, and to keep investing.
I like to make these dividend investment portfolio video updates once a month, like I’ve been doing since January of 2019 to see my own journey as a way for me to keep track how I’m progressing, through both good times, bad times like we’re in now.
No matter what’s going on in the market, I like to make money, that makes the most sense to me. If I did it any other way, I’m not sure I’d have the courage to hold all my stocks because the last month, literally rewinded the clock on almost 4 years of investing progress. In one month, 4 years vanished in the blink of an eye. This is very much so why I’m a dividend investor in these times - my money keeps paying me money. Every single month that I’ve been an investor, I still make several hundred dollars, and sometimes as much as a thousand dollars to do nothing, and just passively sleep.
Now is the perfect time to start investing as a dividend growth investor or really any other kind of investor. RIGHT NOW, you have been given a time machine, to go back, and make right all those times you wanted to start investing but didn’t because you heard the market was too high. If we reference stock prices, you can see when prices were at all time highs - that's when people really want to start investing, when they see everyone else around them making money. You get the fear of missing out - fomo. But now more than ever as stock prices fall, is the time to get serious.
You wouldn’t believe the amount of people that say “this time is different”. I get those comments all the time. "The stock market is about to do something the likes of which you have never seen before!" Insert vague prediction with no deadline along with a few technical words. When you hear that stuff, it creates a perpetual myth of fear and uncertainty which is exactly what makes the situation worse.
But ask yourself this….” Has this stock market crash, really changed the way business will continue to make money in America, or anywhere else in the world?" I don't believe so, and in this video I explain exactly why and how I want to continue investing through these tough times ahead.
As always, pay down your credit card debts, loans, save your money, live frugally, become a financial minimalist and start investing to finally build your wealth and perhaps, become a millionaire
https://www.truetvmovies.net/ If you would like this movie or are looking for a rare movies. Trailers show quality of film available.
Joe Biden is on the verge of becoming the next president of the United States.
The counting continues in a handful of remaining battleground states. But Joe Biden has now overtaken Donald Trump in key states including Pennsylvania, where 98% of the votes have been counted.
Victory in Pennsylvania alone, with its 20 electoral college votes, would be enough to deliver Joe Biden the White House.
Sophie Raworth presents BBC News at Ten reporting by North America editor Jon Sopel and Nick Bryant with the Biden campaign in Delaware.
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A compilation of the cutest relationship Tiktoks.
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Have a beautiful day, you beautiful people.
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couple tiktoks, relationship tiktoks, couple tiktok compilation
Song : Cute
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Learn how to draw a funny leprechaun folding surprise! You can also use this project as a puppet.
Join our monthly membership and download our app! You can watch our lessons in a safe distraction-free environment. In the app, you can also download lessons to watch without an internet connection. Visit https://www.artforkidshub.tv/ to learn more and join!
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Official video for "Panini" by Lil Nas X.
Listen & Download '7' the EP by Lil Nas X out now: https://smarturl.it/lilnasx7ep
Amazon - https://smarturl.it/lilnasx7ep/az
Apple Music - https://smarturl.it/lilnasx7ep/applemusic
iTunes - https://smarturl.it/lilnasx7ep/itunes
Spotify - https://smarturl.it/lilnasx7ep/spotify
YouTube Music - https://smarturl.it/lilnasx7ep/youtubemusic
Director: Mike Diva
Story By: Lil Nas X
Starring: Skai Jackson
Executive Producer: Josh Shadid
Associate Producer: Marissa Alanis
Producers: Johnny Hernandez & Joseph Barbalaco
Commissioner/Producer: Saul Levitz
Production Company: Lord Danger
Director of Photography: Aaron Grasso
1st AC: Keith Jones
Steadicam: Ari Robbins
Gaffer: Michael Schilling
BBE: Ardy Fatehi
Key Grip: Fritz Weber
BBG: Nico Ortiz
Production Designer: Johnny Love
Art Director: Michelle Hall
Wardrobe Stylist: Justin Lynn
Costume Design/Fabrication: Lucid Studios
Skai Jackson's Hair & Make-Up: Alexander Armand & Brandy Allen
Lil Nas X Hair & Make-Up: Diana Escamilla & Jennifer Urquizo
Choreographer: Phil Wright
Motion Capture Specialist: Don Allen Stevenson III
VFX/Post Production Company: Chimney Group
Executive Producer: Ron Moon
Post Producers: Alex Ramos
Creative Director: Frederick Ross
VFX/Post Production Company: Post Lord (Lord Danger)
Executive Producer: Josh Shadid
Post Producer: Shyam Sengupta & Marissa Alanis
Creative Director: Mike Diva
Post Supervisor: Andrew Henry
Editors: Mike Diva & Andrew Henry
3D Artist: Cornel Swodoba
3D Artist: Calvin Serrano
VFX Artist: Octane Jesus (David Ariew)
VFX Artist: Ryan Talbot
GFX Artist: Cody Vondell
GFX Artist: Silica (Eric Castro)
GFX Artist: Olney Atwell
GFX Artist: Tom Arena
Compositor: Ethan Chancer
Compositor: Josh Johnson
Special Thanks: Rokoko Electronics for providing Motion Capture Suit
Follow Lil Nas X
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#LilNasX #7EP #Panini
This video include video how to not drive, Idiots in cars, bad drivers,
In these type of videos Im trying to show situations on the roads which are for educational and journalistic purposes, so the drivers can learn from others common driving mistakes that resulted to damaging accidents. Take this video as a learning tool, drive safely and always obey the traffic laws of the road.
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CAR FAILS - https://www.youtube.com/playli....st?list=PL4UkbySNFSs
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Road situations - https://www.youtube.com/playli....st?list=PL4UkbySNFSs
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DISCLAIMER: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing."
This video https://youtu.be/7bzrAfR_ias
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FaceGym is a new studio that offers specialized workouts — for your face. There's slapping, massaging, and more to help tone and tighten. See it yourself!
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Cute Food Doodles Compilation !
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Hello Citizens of Azzyland.... I'm Azzy and welcome to another amazing reaction video! Today we are reacting to Cute Food Doodles Compilation !
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Baby Dogs 🔴 Cute and Funny Dog Videos Compilation #3 | Funny Puppy Videos 2021
Enjoy new funniest and cutest compilation of the week about try not laugh funny baby animals! 🤣
Cats are cute and funny. Dogs are awesome animals. Despite all their differences, they have much in common, too. Cats are surely the most popular pets and awesome animals nowadays. Check out these cute cats and funny dogs in this cute and funny cats & dogs videos compilation.
Los gatos son lindos y adorables. Los perros son increíbles. Vea esta divertida recopilación de graciosos vídeos de gatos y perros.
LIFE IS BETTER WITH PUPPIES & KITTENS:) :)
Thanks for watching! 🐶😻
And be sure to subscribe and join the fun :)
#funny #puppies #puppy
BUY THE SPECIAL 4 MILLION HOODIE!! - https://sb737.store/products/hoodie
100 Days, But I Add a New Mod Every Day - https://youtu.be/D_Q52myCrP0
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In this Minecraft video I survive 100 days in the new Minecraft 1.20 update!
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